Bruce Miller
Retirement Income Equity Selection Factor 4: The Nature of the Business
By: Bruce Miller, CFP® Some of the retirement income equity selection factors that I already described in my previous articles — like the dividend yield or the dividend growth rate — have specific formulas and can be easily quantified for use in an objective assessment. However, the nature of the business — while an equally […]
Retirement Income Equity Selection Factor 3: Dividend Growth Rate
After finding potential equities with above-average yields and good dividend histories as described in my last two articles, the next logical step is to look at the rate of dividend growth. We will need to determine whether the dividend growth rate has been constant, accelerating or slowing. Just like there are multiple ways to evaluate […]
Retirement Income Equity Selection Factor 2: Dividend History
By: Bruce Miller, CFP® In my previous article, I discussed dividend yield, which is probably the best known and most used selection factor for evaluating dividend-paying equities. However, the dividend yield conveys only limited information and must be supported with additional selection factors to ensure a significant probability that a given equity might rise in […]
Retirement Income Equity Selection Factor 1: Yield
By: Bruce Miller, CFP® In my previous article, I provided some basic consideration for selecting dividend-income-generating equities and identified the five criteria that I consider most important. I will provide additional details and explanation for each of the criteria over the next few articles, starting with the dividend yield in this article. To be a […]
How to Identify and Screen Retirement Income Securities
By: Bruce Miller, CFP® So far in this series of articles, we have discussed the important principles of pure income investing, its advantages, disadvantages and the mental discipline I consider vital to this approach for providing a reliable retirement income. Now that we have a general idea about our overall strategy, we must identify the […]
What Exactly is a Dividend?
I have outlined some basics about advantages, disadvantages and risks of income investing in few of my previous articles on stockinvestor.com. Now that I covered those basics, I will discuss actual investing vehicles and specific tactics in upcoming articles, starting with dividends. Generally, any distribution of an organization’s assets to its owners can be referred […]